Choose from our two levels of service, 401k EZInvest or our 401k+ Optimization Service, designed to meet you at the level of interaction you need from us.
401k EZInvest
Designed for do-it-yourselfer’s or for people more than 10 years from retirement.
-
Keep your retirement on track by letting us use our professional expertise to help you pick the right mix of investment funds from your employer’s choices.
-
We’ll look at your risk tolerance and how many years left until you retire to help us design a diversified mix that is right for you.
-
We’ll send you quarterly rebalancing suggestions to keep your investments taking advantage of the “buy low and sell high” methodology.
-
We’re in partnership with you: we provide the investment recommendations, and you log into your 401(k) account and execute them.
-
Also available for 403(b), 457 and TSP plans.
-
Pay a flat $125/month subscription fee, regardless of your account size. Or pay for 10 months upfront and get 2 months free!
-
No long-term contracts or time commitments.
-
Pay monthly by credit card or bank account debit.
401k+ Optimization Service
Designed for people within 10 years of retirement who need personalized service and access to discuss investment strategy with a personal advisor.
-
Full-service investment strategy design, using your employer’s fund offerings, aligning you with your risk tolerance, age and retirement goals.
-
We perform an in-depth analysis of your plan’s option to identify strategic, tax-smart features that you may be overlooking.
-
We execute the trade instructions using a secure information sharing portal, on your behalf.
-
An experienced Marsh Wealth Management professional regularly monitors your account, making strategic shifts in allocations as economic indicators necessitate. Trades are executed on your behalf.
-
All transactions are secure, transparent and clearly communicated. You continue to login to your retirement account as you always have.
-
We have the ability to access your self-directed brokerage account within your 401(k) if you don’t like your employer’s fund choices.
-
Also available for 403(b), 457 and TSP plans.
-
Flat 0.8% annual fee, calculated on a quarterly ending balance, and billed 1/3 each month.
-
Pay monthly by bank or investment account debit, or credit card. Fees are not deducted from your plan assets.
-
Month-to-month, with no long-term contract or cancellation fees.
Take the First Step—Schedule a Call!
Are you ready to get some professional help with your most important retirement asset? Take the first step toward leveraging the power of your 401(k) by scheduling an introductory call.
Strategic 401K Investment Planning for a Secure Retirement
Is Your Employer-Based 401K Investment Working as Hard as You Are?
With all the demands on your time, managing your 401K investment can feel overwhelming. A 'set it and forget it' approach might leave money on the table—maybe even a lot of it. With Marsh 401K+ in Knoxville, TN, you can delegate the management of your employer-based retirement account to the experts at Marsh Wealth Management, ensuring your investment is optimized for your retirement goals.
Why get professional help?
A study by Aon Hewitt of 720,000 participants showed that managed 401(k) accounts have 3.32% higher returns annually than unmanaged accounts. That difference can produce 79% more wealth over 20 years! That's a HUGE impact!
The Same study revealed that more than 60% of participants were taking on too little or too much risk, which can seriously impact retirement plans.